Meet our happy team

About us

Picture of a house with trees

Last updated on 24/04 - 2025

We have a team of dedicated specialists that are all about finding you the best mortgage in Spain and to make it a fast, hassle-free, and secure experience.

Who is Loan in Spain?

Loan in Spain is an independent, certified and registered mortgage broker based in Spain.
We specialise in finding the best possible mortgages for European- and international clients buying property in Spain, including the islands

Which banks do you work with?

We work with most of the high street banks in Spain in addition to some smaller ones.
Using us, you send one application to several banks and you can choose the mortgage that suits you the best!. In short, less work for you and a better deal on your mortgage.

Do you have experience?

Loan in Spain is founded and run by banking professionals with long experience working in Spanish banks providing banking services to international clients.

How much does it cost?

For most of our clients, we only work with a success fee (no mortgage - no fee) and no upfront payment.

If you choose one of the mortgages we have found, we charge a fixed small fee. The fee is the same for all mortgages, regardless of the mortgage amount.
For a list of our services and our transparent fee, please head over to our page on pricing

Am I limited to use you?

Not at all. You are free to use other mortgage brokers at the same time or apply your-self at the same time as using us.

If you obtain a better mortgage elsewhere, no fee is payable for our services (and no hard feelings).
Please note that if your mortgage operation is already presented in a bank, we can normally not try to improve or present it again.

Who started Loan in Spain?

Loan in Spain was founded by Trond G Michelsen in 2017.
Before starting Loan in Spain, he worked for 10 years in different Spanish banks, in various positions including branch director and Private Banking.

Trond is of Norwegian nationality and before coming to Spain (due to his Spanish wife), he was co-founder and manager of a fin-tech company developing and hosting Visa and MasterCard payment systems.

Meet the people behind Loan in Spain

Picture of Trond G Michelsen
Trond G Michelsen
Managing Director

Trond moved from Norway to Spain in 2004 since his Spanish wife thought Norway was a little bit too cold and dark during the winter months.
After 10 years in two different Spanish banks, having worked both in Private Banking and as a Branch Manager, he started Loan in Spain in 2017.

Picture of Sara Stannard
Sara Stannard
British Client Advisor

Sara, originally from London, but has been living in Spain for many years.
She joined Loan in Spain in 2018 focusing on clients in Great Britain and Ireland.
She excels in customer service, always going the extra mile to make sure everything goes as smooth as possible.

Picture of Begoña Robles Urbano
Begoña Robles Urbano
Completion Manager

After finishing her law degree, Begoña worked in Banco Guipuzcoano, La Caixa, Banco Sabadell and Bankinter before we luckily managed to convinced her to join the Loan in Spain team.
She is the one making sure that everyone is on the same page and that completions move forward as quick and smooth as possible.

Picture of David Garcia Galiano
David Garcia Galiano
Area Manager

When returning to Spain after working for both Bank of America and later Banco Santander in London, we were very happy when David said yes to join the Loan in Spain team in 2024.
David is very service minded and always works hard to get the best possible mortgage for his clients.

Picture of Andrés Linares
Andrés Linares
Business Development Manager

After 20 years as a Branch Manager at Bankinter, one of Spain’s leading banks, Andrés decided to embark on a new chapter by joining Loan in Spain in 2024.
With a career dedicated to serving international clients, he brings deep expertise in banking operations and financial services. His extensive knowledge and client-oriented mindset make him an invaluable asset to the Loan in Spain team

Picture of Esther Bautista Van der Auwera
Esther Bautista Van der Auwera
Area Manager

Esther has a long trajectory in everything bank related, and after many years as a deputy director in the Spanish bank, Bankinter, she started with us.
Her vast experience, knowledge and languages makes her invaluable here in Loan in Spain.

Picture of Christian Dicken
Christian Dicken
Growth & Partnerships Manager

Christian is driving Loan in Spain’s growth across Spain and the UK by leveraging his expertise in market expansion, high-quality lead generation, and strategic partnerships.
His skill set enables him to implement effective growth strategies, build strong real estate alliances, and accelerate expansion in the international mortgage sector.